If you’re about to purchase a new Mazda, you’ll likely be given the option of financing it through the dealership. There are a lot of reasons why arranging car financing through your local Mazda dealer is the best way to go.
1. You’ll Be Offered Competitive Interest Rates
Most dealerships have entire departments that are devoted to helping customers arrange vehicle financing. You can rest assured that you’ll be working with an experienced financing professional and that you’ll be offered competitive interest rates. Once you’ve filled out an application for financing, the dealership will solicit financing packages from various lenders and help you work through the process of selecting the best one for your budget and lifestyle.
2. You’ll Save Time
Nothing beats the convenience and ease of financing your next car or truck through the dealership. You can select your vehicle, negotiate a terrific price, and then arrange financing right on the spot without ever leaving the dealership. Financing through the dealership speeds the process along, meaning you can drive home a new set of wheels more quickly.
3. Your Credit Will Matter
Keep in mind that whenever you arrange to finance a purchase, your credit history and credit score will matter. The better your credit history is and the higher your credit score is, the more likely you’ll be to get a low-interest rate. To avoid any surprises at the dealership, it’s smart to check your credit score first. That way, you’ll have a good idea of what you’re working with when it comes to setting up financing.
4. You’ll Want To Watch the APR
The annual percentage rate, or APR, is a key figure to pay attention to when you’re arranging to finance a vehicle. The APR is the interest rate you’ll pay on the money you borrow. A lower APR means you’ll be paying less to borrow the money. As you evaluate various financing offers, keep an eye out for one with a low APR.
5. You’ll Be Given the Option of Financing Fees
In addition to the vehicle’s purchase price, you’ll also need to pay sales taxes and various fees when buying a vehicle. It’s often easiest to roll those extra costs into your financing package, but try to pay cash for them separately if you can. Financing those fees means you’ll end up paying interest on them, which you want to avoid if possible.
6. You Might Qualify for Special Offers Through the Dealership
Dealerships occasionally offer promotional financing and other discounts, which can save you money. You’ll need to have good credit to score discounted financing. But it’s worth asking about special offers, and whether or not you qualify for them.
The friendly professionals at your local dealership can partner with you on the vehicle financing process, saving you both time and money. Don’t put off your purchase any longer. Head on over to Flood Mazda and pick out your next car or truck today!
Image by Steve Buissinne from Pixabay
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